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At Moder, we help organizations accelerate digital transformation through innovative technology solutions, engineering excellence, and customer-centric services. We specialize in delivering scalable solutions across software engineering, cloud, data, AI, cybersecurity, digital operations, and enterprise platforms, enabling businesses to modernize their technology landscape and achieve sustainable growth.

With a global team of skilled professionals, we foster a culture of collaboration, continuous learning, and innovation. At Moder, we empower our people to solve complex business challenges, work with cutting-edge technologies, and create meaningful impact for clients across industries. If you're passionate about technology and eager to build the future, Moder offers an environment where your ideas, skills, and career can thrive.

Posted On — 25-Jul-2026
Last date to apply — 23-Aug-2026

Underwriter

Moder
Full Time
Bengaluru,
Openings — 1

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Company Profile

Moder is a global technology company delivering innovative solutions in software engineering, cloud, AI, data, cybersecurity, and digital transformation. We empower businesses to innovate while fostering a collaborative, inclusive workplace where talent thrives.

SkillsMortgage Underwriter,HUD Guidelines,Mortgage Compliance,Loan Approval,Quality Control & Audit Support,	IndustryAny	Gender PreferencePrefer Not to Disclose	Job Type Full Time
Diversity Tags Not Applicable	Key QualificationsBachelors	EducationAny Bachelors Degree	LocationChennai,

About the Role

Job Overview:
The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness.

Job Roles and Responsibilities:
• Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors.
• Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company.
• Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines.
• Provides final approval underwriting of mortgage loans.
• Completes all required paperwork and forms in a timely and accurate manner; prepares required forms.
• Sign off conditions in a timely manner set by management.
• Work with staff and management to find solutions on escalated loans.
• May be requested to make recommendations for improving Internal Audit’s policies and practices.
• Manage loans by using all functions of Encompass.
• Effectively communicate underwriting decisions with processors and advisors
• Maintain a high level of customer service and communication with other departments.
• Other duties as assigned.
Qualification & Experience
• Degree or Equivalent
• Minimum 3 years of experience in conventional/govt end to end underwriting.
• Well-versed with all 4C’s of Underwriting (Asset, Income, Credit and Collateral)

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