Company Profile:

CRISIL Ltd. is one of the leading advisory & research firm in India and globally. Our company is a wholly owned subsidiary of S&P Global Company, USA. CRISIL Ltd. provides practical and innovative solutions to governments, donor funded agencies, private equity firms, leading corporates, and international clients across 35 emerging economies across Asia, Pacific and Africa.

Job description:

• Job Duties

• Work with team of onshore analysts to cover credit portfolio of corporates.
• Preparing opinion-based credit reports and financial models based on fundamental analysis for a set of assigned credits/companies
• The credit assessment process requires the following:
  • Undertaking research and analysis of an entity through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile.
  • Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments.
  • Preparing a detailed credit assessment report and elaborately discuss the company profile and credit risk considerations.
  • Preparing and updating detailed financial models encompassing financial analysis, capital structure analysis, calculation of key credit quality determinants and financial projections (upto 7 years).
  • Determine and recommend ratings to the entity based on the internal rating framework and methodology.
• Regular interaction with client to discuss reports as well as workflow
• Support the client with any ad-hoc research requests including sector research
• Engage with client teams proactively and suggest new ideas to enhance client engagement
• Train new hires and mentor juniors in the team

• TYPICAL SCOPE & IMPACT

• Impacts the quality and effectiveness of own team

• INTERACTIONS

• Works within own team and interacts with other related teams
• Communicates with internal & external clients and/or issuers as necessary

• PROBLEM SOLVING

• Identifies and resolves complex research issues and team problems
• Assist in solving complex problems related to financial modeling
• Experience in deal financial modeling/ surveillance/ portfolio monitoring and credit analysis
• Good understanding of banking regulations, calculation of key credit metrics and capital ratios
• Reasonable understanding of banks internal systems  

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  FUNCTIONAL & BEHAVIOURAL KNOWLEDGE