Company Profile:

Aditya Birla Capital Limited (“ABCL”) is the holding company for the financial services businesses of the Aditya Birla Group. Through its subsidiaries/JVs, ABCL provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycle. Powered by over 50,000 employees, the businesses of ABCL have a nationwide reach with over 1,505 branches and more than 200,000 agents/channel partners along with several bank partners.

Job description:

Ensure timely, accurate and complete reporting for ABFL covering all business functions. Covering following reports

 Monthly Bureau Reporting (to 4 bureaus covering all 4 business functions and 7 systems)

        Ensure and monitor monthly submission of bureau data – ABFL level

       RDB Reporting: Weekly Reporting at ABFL level

      CRILC Reporting: Monthly Reporting at ABFL level

 Regulatory

Keeping abreast and ensuring regulatory stipulations/ regulations ABFL is compliant with respect to bureau reporting

 Projects

 To carry out/initiate various projects to ensure regulatory compliance of reporting

 Creation of new CIBIL IDs/ reset of password

   Creation of new CIBIL IDs for new users (across ABFL)

   Reset of password for existing users whose password has expired (across ABFL)

   Deletion of IDs of individuals who are no longer associated with the organization to ensure there is no misuse of such IDs.

   Assist in creation of Prod IDs which are integrated with system through which multiple pulls are through system and various Digital partners. 

Invoice and Agreement tracking

 Tracking of invoices raised by CIBIL vis-à-vis agreement and sharing of summary with relevant stakeholders for necessary and timely action.

 Monthly Bureau Reporting (to 4 bureaus covering all 4 business functions and 7 systems)

 Ensure and monitor monthly submission of bureau data – ABFL level

Engaging with customer service team to understand various trends in customers complaints and proactively resolve potential disputes

 Co-ordinate between Customer Service team and bureaus to bridge gaps and reducing customer complaints

 End to end resolution of customer queries in reported data through preparation of OLM and engaging with customer service team.

RDB Reporting: Weekly Reporting at ABFL level

To prepare submission file 

To ensure compliance of this mandatory RBI reporting which is to be done on weekly basis for borrowers having exposure of 5 crores or more who are falling in default and coming out of default

CRILC Reporting: Monthly Reporting at ABFL level

To prepare submission file 

To ensure compliance of this mandatory RBI reporting which is to be done on weekly basis for borrowers having exposure of 5 crores or more

Co-ordinate and assist in development of report at central level 

Though DWH team to ensure complete and accurate reporting.

Regulatory

 Keeping abreast and ensuring regulatory stipulations/ regulations ABFL is compliant with respect to bureau reporting.

 

o   Monthly Bureau Reporting (to 4 bureaus covering all 4 business functions and 7 systems)

§  Ensure and monitor monthly submission of bureau data – ABFL level

Engaging with customer service team to understand various trends in customers complaints and proactively resolve potential disputes

 

Co-ordinate between Customer Service team and bureaus to bridge gaps and reducing customer complaints

 

End to end resolution of customer queries in reported data through preparation of OLM and engaging with customer service team

 

§  RDB Reporting: Weekly Reporting at ABFL level

To prepare submission file to ensure compliance of this mandatory RBI reporting which is to be done on weekly basis for borrowers having exposure of 5 crores or more who are falling in default and coming out of default

§  CRILC Reporting: Monthly Reporting at ABFL level

To prepare submission file to ensure compliance of this mandatory RBI reporting which is to be done on weekly basis for borrowers having exposure of 5 crores or more

Co-ordinate and assist in development of report at central level though DWH team to ensure complete and accurate reporting

Regulatory

 Keeping abreast and ensuring regulatory stipulations/ regulations ABFL is compliant with respect to bureau reporting

 Projects

To carry out/initiate various projects to ensure regulatory compliance of reporting

Creation of new CIBIL IDs/ reset of password

Creation of new CIBIL IDs for new users (across ABFL) (Till date in current financial year - 77 consumer IDs and 90 commercial IDs have been created)

This IDs are part of credit underwriting process for any loan across ABFL. Non-creation/delay in creation of IDs may impact underwriting process

Reset of password for existing users whose password has expired (across ABFL)

Deletion of IDs of individuals who are no longer associated with the organization to ensure there is no misuse of such IDs

Assist in creation of Prod IDs which are integrated with system through which multiple pulls are through system and various Digital partners

Invoice and Agreement tracking

Tracking of invoices raised by CIBIL vis-à-vis agreement and sharing of summary with relevant stakeholders for necessary and timely action